How To Open A Basic Bank Account with No Credit Check http://ecreditdoctor.com/basic-bank-accounts/open-a-basic-bank-account-online/
You should NOT be refused a bank account just because of your credit rating, regardless how bad it is, or has been, but many banks will refuse to open a bank account for you if you have CCJ's, Defaults, have an IVA or are currently Bankrupt.
Opena A Basic Bank Account That Has 100% Guaranteed Acceptance With No Credit Checks http://www.youtube.com/watch?v=79-C0ayqBao