In this video, Sevenish Law answers the question: What injuries can I claim in a bicycle accident insurance claim or lawsuit? You can claim any physical, psychological and financial injuries or losses related to the accident that were caused by a wrongdoer – other than yourself. In Indiana, they are referred to as either “Special” or “General Damages.” “Special Damages” are normally quantifiable and can include financial injuries or other pecuniary loss to include past and future medical bills, the cost of a new bicycle or repairs and the income you lost from time off work and may continue to lose into the future. General Damages” may include physical pain and suffering, emotional distress, permanent disability, dismemberment or other such injuries that are more challenging to quantify.