http://www.cullen-law.com. Orlando accident attorney Kim Cullen discusses how homeowners insurance can often by used to compensate accident victims for incident that occur far away from the homeowners' premises. For example, homeowners coverage can be used to satisfy dog bite claims, accidental shooting claims, general negligence claims, and more. If you have any questions regarding homeowners insurance or negligence claims call Attorney Kim Cullen at 407-254-4901.