Money problems. They are the kinds of things that give us nightmares and make it difficult for us to sleep at night. We lay awake, tossing and turning while worrying about how to make ends meet. Not having the money you need is stressful, depressing and downright frustrating. It used to be that you were at the mercy of your local bank when you faced financial difficulties and if your credit score is not stellar, the chances are good that you were flatly refused a loan. However, today you can rest better knowing that a savings or checking account cash advance loan can help you get out of financial hot water.