Emergency payday loan options available online can help those that have a car break down or a forgotten utility bill, but when difficult times hit and you are short of cash, they can help you get through to your next payday. For one thing, you can budget them for longer repayment with the 30 day repayment options. While there are many people that will get emergency payday loan cash advances to help avoid insufficient funds charges or the reconnection and late charge fees, there are others that need the extra money to get a prescription filled after a medical emergency. Whatever the need, it is possible to get an emergency payday loan to take care of the problem and relieve the stress and worry of difficult times you might face. You might save additional expenses of these fees.