Ripple CEO Brad Garlinghouse expressed optimism about the future of U.S. crypto regulation following the upcoming election. Speaking at DC Fintech Week, he anticipated a more pro-crypto Congress regardless of the election's outcome. Garlinghouse also advised fintech startups to consider incorporating outside the U.S. due to regulatory challenges. Garlinghouse emphasized the industry's resilience and its ability to thrive long-term despite concerns over the Biden administration's hostility towards crypto. Ripple has donated millions to pro-crypto political efforts.