Recently EPF launched an Account 2 Support Facility to assist some members to obtain personal financing from banking institutions. The initiative received 60,000 applications in its first few days, signalling a dire need for liquidity for many. But is access to retirement funds the answer? On this episode of #ConsiderThis, Melisa Idris speaks to Dr Melati Nungsari, Associate Professor of Economics at the Asia School of Business and Research Affiliate at MIT Sloan School of Management.