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The Debt Payoff Plan serves several purposes, all of which are designed to improve your overall financial situation. It only takes a couple of seconds of bad credit decisions to destroy your finances for the next ten years, so you must carefully analyze every aspect of your financial situation and make every financial decision as though it is a life or death decision. With this step-by-step educational guide, I will teach you how to prepare a working budget, how to clean up your past credit mistakes, and how to dwindle down current debts so you can build a strong financial portfolio for a strong retirement. With this book, you receive several helpful tools to aid you in establishing a working budget to get you started in the right direction. My goal with the Debt Payoff Plan is to help you retire ahead of schedule, to be debt free, and to have a secure future for you and your children. This education is great for the entire family and it is encouraged to share your plan with every member of your family.