1. 86.6 percent of black students borrow federal loans, compared to 59.9 percent of white students.
2. On average, a black graduate has 47,400 more student debt than white peers.
3. Black student-loan borrowers default on their loans five times more than white graduates.
4. Black borrowers pay their debt at a rate of only 4 percent a year while white borrowers do it at 10 percent.
5. Black graduates earn less money out of college, making it harder to pay off loans.
