It's that time of year again - holiday parties, gift-giving and festive events all make for a fun few weeks. Unless you're stressed about money, that is. But don't fret too much ... we've got you covered. Here are 5 easy tricks for not going broke over the holidays. 1. start planning - and saving - early. You'll save yourself a lot of stress. 2. Don't head to the mall without a list. Keeping a detailed, organized gift list will ensure you don't stray, or overspend. 3.