If you are Lic agent, Development Officer or Customer and need more information about lic's Bima Diamond plan in hindi then you can watch this video for totally free.
Lic Bima Diamond Policy is a close ended plan. which would be available for sale up to August 31, 2017.
Bima Diamond Policy is a non linked, with profits, Limited premium payment money back type plan. Lic Policy No 841 which is Bima Dimond offers a combination of Protection and saving.
if you want to know Features, Review & Returns Calculation about Bima Diamond Plan in hindi. then this video is very usefull for you.
Auto Cover in Bima Diamond:
“Auto cover period” under a paid-up policy shall be the period from due date of first unpaid premium (FUP) . The duration of Auto Cover Period shall be as under:
1. If at least three full years but less then five years premium have been paid and any subsequent premium is not duly paid:- Auto Cover Period of six months shall be available.
2. If at least five full years premium have been paid under a policy and any subsequent premium is not duly paid:- Auto Cover Period of two years shall be available.
Death Cover:-
In case of death of the life assured before date of maturity:-
1. During the first five years: “Sum Assured on Death” shall be payable.
2. After completion of five policy year but before Date of maturity: “Sum Assured on Death” and loyalty addition, if any, shall be payable.
In case of death of the life assured After date of maturity:-
In case of death during the exteded cover period: An amount equal to 50% of the Basic Sum Assured shall be payable.
Exteded cover period: (policy term/2) years after elapsation of policy term applicable for policy which are inforce on the date of maturity.
Ritesh Lic Advisor
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