The best mortgage rates are still at historic lows heading into 2016. Average 30 year fixed mortgage rates are still under 4%. With these rates, home ownership has never been more attainable. Low mortgage rates are only one aspect of choosing a lender, but finding the best rates is the first step in whittling down your list. Call me at 1-800-929-0625 or visit the website http://www.mortgagelowestrate.ca/mortgage-renewal.htmlto get started