http://smallcommercialmortgageonline.com/content/bad-credit-and-debt-solutions Provides a Letter To Dispute Derogatory Item on Credit Report plus additional dispute letters. Learn which ones work and why. Learn what to do when the credit bureaus do not delete the derogatory item.
Additional info:
http://hubpages.com/hub/Letter-To-Dispute-Derogatory-Item-On-Credit-Report
