You need not worry about your inability to provide collaterals or credentials as security to get your 12 month installment loans sanctioned. The lenders try to do away with the conventional formalities and so they provide you unsecured loan options. These 12 month loans are small amount, short term loans available with easy norms and terms. The lenders have the privilege to choose the loan amount depending on your requirement and your repaying caliber in twelve months simple installments.
Source: http://www.installment12monthloans.co.uk