PoP Navigator, or ‘PoP’ for ‘Pay or Play’ empowers large employers to understand and manage many of the potential impacts of ACA. Apothegm plans to provide access to a limited number of customers, at a discounted fee, for early testing and trial forecasting.
PoP offers a wide range of functionality beginning with a financial assessment of each employee and health coverage offered by an employer. PoP forecasts health plan affordability, sufficiency, employee migration, and potential penalty risks using a robust actuarial evaluation tool. It also includes analysis of exchange subsidy and expanded Medicaid qualification for employees, considerations for grandfathered plans, and calculation of any expected excise, or ‘Cadillac’, tax.
