Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - A repo man is threatening to have me arrested. Can they in the State of NC? - I have a court date next month to file bankruptcy and plan to refinance my car that I have missed a few payments on. My bankruptcy lawyer is advising me not to surrender my car to the repo man that is threatening to have me arrested. She says there will have to be a court hearing for them to take legal action against me -