Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Not able to pay my bills? - My hours at work have been drastically cut yes I have went to my boss about my hours no luck and I have filled out other applications I do not have enough money to pay all my bills and I am worried about what will happen I dont want to file bankruptcy because It cost to much dont ave the money to pay for it I have contacted my creditors some said they would work with me but they want me to pay more than I can afford please offer any advice -