Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Should I file bankruptcy or debt consilidation? - Hi, My hubby and I are struggling to pay our bills and we are 27,000.00 in unsecure debt. I am thinking about filing bankruptcy because Ive had these credit card balances for over 5 years and nothing is getting paid down and as a matter of fact the balances are getting higher. I am struggling so much and all I do is eat ham sandiwches everyday for lunch and take hammy down clothes and live in a old trailer. I've reached the end of my ropes today when I had to go to a mechanic shop they wouldn't let me leave b/c my tires were splitting apart and I had to end up owing the mechanic shop for tires. So which should I do, my credit is already screwed so I'm thinking bankruptcy -
