Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - What are the chances I will be approved? - I just applied for a small line of credit with a local credit union. $3200 total is what I applied for. I will use the funds to pay off one credit card with a $2700 balance because the interest rate on the card is set to spike in November to 18%. I have no mortgage accounts on my credit, no bankruptcies, no collections. My credit score is 725 and I have a car loan and one other loan that my husband and I share with a balance of $10,000. I am looking to do this line of credit completely on my own without my husband's credit or income. My annual income is $30,000. With all of this information what are the chances I will be approved.
Oh and the credit union I applied through did give me a similar loan three years ago and I paid it off within 6 months. -
