Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I am really worried. my dad is about 2 months behind on his house payment.? - he got a letter from the local magistrate court today saying that the company Citifinance had been awarded a claim of 15,000$, which i suppose is the remainder of the house debt. He has been out of work for 6 months, and only recently got a job. He is seeing a bankruptcy lawyer tomorrow, because of a wreck with no insurance. He is hoping to do either Chapter 7 or 13, whichever will allow him to pay the debt off better. Can someone with experience in financial problems help? Should he call the court and discuss his options? -