Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Make a deal with citifinancial for my car payment? - Life was going great until my husband lost his job and I became down with a serious medical condition. Now we owe $31,000 on a truck that is worth $10,000 and our payment is $800 per month. We tried to hold up this payment but we just can't anymore. I have a private backer that would be willing to give me $20,000 for a loan on the truck with a $400 payment. Do you think citifinancial would take $20,000 on a loan if we tell them it's that or the repo man? We are going to filling bankruptcy if this happens but I would rather not.. What do you think? -