Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - If a friend took out a loan and gave me the proceeds, but I did not sign on the loan, do I have to repay? - Someone took out a loan, gave me the proceeds and I am not in significant financial distress. I did not sign on the loan but did pay a couple of payments on the loan. I am finally bankruptcy and want to include this debt as personal debt. Has anyone done this before or does anyone know what my legal obligation to the loan is. I know the moral obligation, I am looking for the legal answers. -