SMARTFINANCESOLUTIONS.NET - Bankruptcy question - HOW do I file?? Do I need an attny?

2013-11-24 3

Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Bankruptcy question - HOW do I file?? Do I need an attny? - Need help with bankruptcy questions please.....
I have worked all of my life since I was a teen...I am currently 29 years old. I lost my job a year ago when I divorced my husband...long story...then 3 months ago i got in a terrible car accident, broke my back, my ribs, my nose, and crushed my ankle. I could not work during this time. and i did not apply for disability as I have NEVER collected any monies from federal programs. Now, I have $85,000 in hospital and medical bills and it is going to force me to declare bankru[tcy. HOW do I do this? DO I have to use an attorney? If not...where do I go for info?? Your assistance is greatly appreciated... -