Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - After a Chapter 7 bankruptcy, how long before your credit starts looking better? - In about two years, as long as nothing else is reported as a negative on your credit report, your score will start to recover. However, as long as the bankruptcy shows on your report (10 years for a Chapter 7), it may make some lenders gun-shy.
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To the last poster, it is NOT the date of discharge when the clock starts, it is the date the bankruptcy is filed. -
