Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Bankruptcy Chapter 7 or 13 question? What if we don't want to keep the house? - If you file and you don't want to keep the house will the court accept that and it just goes back to the bank? What if you have a second mortgage on the house with the same bank its are line of credit thing. We've tried to sale the house and we can't. We don't have any credit card debts but even if we refinanced trust me we've looking into it over and over we still couldn't get it low enough to afford. We are planning on moving in with his parents who have room but just want to know what will happen or what to expect. -
