Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I have good credit and only qualify for a mortgage of 75,000 on my income alone.? - My boyfriend has a forclosure on his credit from 5-6yrs ago. Can I apply for a mortgage with him as a co signor? We both work full time and make more than enough for a 120,000 house (which is what we r looking at.) Or should we file bankruptcy for him and then apply for the mortgage? We currently live in NY and are looking to move and buy a house in Florida. I am also a first time home buyer -