Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Should I file for bankruptcy or not? - I have a mortgage that is behind that will probably be foreclosed on, a personal loan that I am behind on and they are threatening a lawsuit, one credit card debt that I haven't paid on in 2 years, 4 other credit cards that I do make monthly payments on, a car I do make monthly payments on and a 500 dollar collection against me from another company. I am unemployed, and only get 500 a month from unemployment. There is no way I can catch up to these debts, it is inevitable that the house will get foreclosed on, and I will be sued for the loan. I don't have the money to pay for a bankruptcy lawyer either....either way my credit is screwed for many years. Which one is worse? Filing bankruptcy, or getting sued and foreclosed on? -