Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - How Should I ask someone to co-sign for me? - I am 20 years old and i need a car BAD! Right now i am renting a car and its costing a fortune. I went to ford and honda and I will need a co-signer because my credit isnt established enough for a auto loan. I dont mind if its a used car but I do refuse to go to buy here pay here ive been there done that and now the car wont run and they overcharge for their cars. My parents cant help me because when the economy hit rock bottom they hit bankruptcy. My grandma out of town has excellent credit and my parents told me she would let me use her name because she wants to help me in any way possible. But i barely know her (Its a long story) But if it isnt my parents I feel uncomfortable asking someone to co-sign for me. But i may have to do it. If so how should i ask her? -