SMARTFINANCESOLUTIONS.NET - Is bankruptcy worse than doing settlements with the creditors?

2013-11-22 2

Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Is bankruptcy worse than doing settlements with the creditors? - my freind told me they are they same, but another says bankruptcy is worse, can anyone help me whats the pros and cons of both and what would you reccomend i would like a car loan in a couple years -