Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can debt keep me from getting certain jobs in the Navy? - I talked to a recruiter about joining the Navy and I can't seem to get a straight answer. I have horrible credit and a lot in collections. I do however, have a secret clearance that I obtained a couple years ago. I would really like to get into the Nuclear program if possible. I scored a 92 on my ASVAB and have no other legal issues. Would I be able to get in if I file for bankruptcy? Or would it be better to get a debt consolidation loan so that way everything is out of collections by the time I enlist. -