SMARTFINANCESOLUTIONS.NET - Is it possible to get a mortgage for around 30K 4 months after bankruptcy?

2013-11-21 1

Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Is it possible to get a mortgage for around 30K 4 months after bankruptcy? - I filled bankruptcy due to a car I had repoed when my in laws that we were living with lost there house and we had to find our own place fast. My total debt was less than 20k. The bankruptcy was discharged in October of this year. I realize that usually you have to wait two years after discharge to get a normal home loan. However, I am wondering if it is possible to get a loan now if I have 5k to put down on a small 25k to 30k house. Basically I would put down about 20-25%. Even If I have to pay a slightly higher intrest rate I am willing since for the last two years I have been paying 650.00 a month in rent and I know if I finance 20k, my payments would be like 300-400 a month. Any ideas? I have a good job in healthcare, make about 35k a year and I have been on the same job for over 6 years -