Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Should I declare bankruptcy or not? - I currently have about $10,000 in medical bills, a $10000 repo, and about $1000 in credit card debt and need some advice. I have been dodging creditors for three years now and all of these debts are at least that old. I have no bank account and no bills in my name and the creditors seem to be unable to track me down to get a lien on me at this time. Even if they did, I have little to offer, as I work two jobs for a HIGH gross of $1,300 a month along with being a junior in college. I am perpetually searching for better work, but I am now 23 and when I was 18 and 19 I was a very stupid young man that managed to get five misdemeanors and a suspended drivers license for three years. I am not here to play victim as I take full responsibility for my actions and consequences but I need to know if a bankruptcy would help me or hurt me. I already live under the radar with no credit whatsoever and my debts are kinda old. With bankruptcy or not my credit is screwed, should I spend the $500 and get one, or just let them become old write offs??? -
