SMARTFINANCESOLUTIONS.NET - Public records on your credit report?

2013-11-21 1

Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Public records on your credit report? - There was a public record listed on my credit report today and it says:
Public record information includes any bankruptcies, liens, judgments or garnishments contained within county, state or federal court records.

But, it doesn't say what kind of public record it is. Is there any way of finding this out? Wouldn't they have to notify me before they made any liens or garnishments? -