Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Does a Debt Management Program show up on your credit like a bankruptcy? - I am referring to companies like InCharge Debt Solutions (http://www.incharge.org/)
When they contact your credit card company they enroll your account into a DMP status and the accounts get closed. I am just curious what effects this has on your credit assuming that you had good credit and have not missed payments etc but are looking to lower the interest rates and pay the cards off. -