Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - My friend had dept about £20000 or £25000, and he think bankruptcy is the effective Solution for his dept? - He is married and had a son, if he bankrupt is this going to effect his wife credit? she will go to university next 2 years is this going to prevent her to have a load for her studying, and what other disadvantage there will be, by the way, he says that he is all right with any kind of bad credit or something like this only he doesn't want that his wife get involve in it and be a bad credit person! -