Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Should I file for bankruptcy, consolidate debt or get on a debt management plan? - Right now I am drowning financially. I am trying to get on my feet and on the road to a great financial future. My debt situation right now is that I have college loans, credit card debt and basically not enough income to pay down both at the same time. For the past few years I have been paying down my credit cards and been on a forbearance status with my college loans but this is getting me no where. Its down to one or the other, I pay my credit cards down or pay down my college loans. Is bankruptcy something I can bounce back from? Will consolidating my credit card debt really help? What to do? -
